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Capped-Rate Mortgages

Capped-Rate Mortgages follow the standard variable rate of interest but with one difference. The rate has an upper cap level, meaning that it will never go above a pre-determined level set by the lender during an agreed term, even if the interest base rates continue to rise. Sometimes the lender will also set a lower level, called a 'collar' that will stop the rates falling below a certain value, which could be a disadvantage if interest base rates continue to fall.


 

 

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Pure Money is a trading style of Bradgate Financial Solutions Limited and is authorised and regulated by the Financial Conduct Authority under FCA number 672856. Trading Address: UN14 Armstrong House, First Avenue, Doncaster, South Yorkshire, DN9 3GA. Registered Address: 11a Leicester Road, Blaby, Leicester, LE8 4GR

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR DEBT SECURED ON IT